Posts Tagged‘insurance’

Kitty with a Broken Arm

As a cat owner, I know how important it is to provide the veterinary care that my cats need in the event of an emergency. We want to be prepared for any incidents forthcoming, but most emergencies are unpredictable. When a catastrophic illness happens at the least expected time during our own financial crisis, it is reassuring if we have the resource that provides financial help for veterinary emergencies.

Pet Insurance

The most common question about insurance for pets is whether your pet really needs it. Buying insurance policies for your feline companion is similar to buying insurance for yourself. You are gambling over the possibility that your pet may need the coverage whereas your insurance company is betting on the odds that you will never need it. However, having your pets insured does give you the peace of mind and comfort that your cat will be taken care of should there be any catastrophic illness.

The most prominent pet insurance agencies are:

  1. ASPCA Pet Health Insurance
  2. VPI Pet Insurance
  3. PetsBest Insurance

Feline Veterinary  Emergency Assistance Program

If you are a recipient of state Medicaid, Medicare, a welfare/other public assistance program, some form of Disability benefits, or unemployment benefits in the United States, you can apply for this non-profit program to receive financial assistance for your feline medical emergency care.

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If you are not able to afford expensive vet bills or toys, do not fret, there are options out there that may be able to alleviate the financial constraint you are experiencing in this economy.

Low-cost Veterinarian Clinics:

Low-cost veterinarian clinics are mostly non-profit clinics that are run based on donations. They offer limited hours, so the downside is that you may have to wait to get an appointment. However, you will only be billed for the amount you can afford. Your local SPCA or any animal welfare organization can help you locate a low-cost veterinarian clinic in your area. If the clinics are not available in your area, the SPCA or animal welfare organization will help you find an alternative clinic or organization that may offer the same service.

LuvMyPet.com provides a finder for you to locate low-cost vaccination clinics in the US.

Pet Health Insurance:

If your pet is prone to health issues and requires frequent vet visits, it is wise to purchase an insurance policy to cover future big vet expenses. There are 2 major pet insurance companies:

  1. ASPCA Pet Health Insurance
  2. VPI Pet Insurance

They offer affordable policies for your cats’ health care coverage. It can remove a huge burden off your shoulder, if your cat needs to undergo treatment, diagnosis, surgery and so forth.

Cannot Afford Insurance:

If pet health insurance is not an option, what you can do is start raising funds for vet expenses from now on. Saving $5 – $10 per day can make a big difference when your pet does need it for a health emergency. Many people assume that they cannot afford vet bills, thus postpone their vet visits and delay proper treatment for their cats. The result can be detrimental.

Pet Toys:

Pet toys found at the pet stores are usually marked up from the wholesale prices. If you want to find a cheaper price of the same toys, you can visit a wholesale online outlet to order the toys directly from them. The prices are marked at wholesale value. One of the most popular wholesale pet toy online store is PetEdge.